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Working paper

Household Saving Behaviour in New Zealand: Why do Cohorts Behave Differently? (WP 03/32)

Issue date: 
Monday, 1 December 2003
View point: 
Publication category: 
JEL classification: 
E21 - Macroeconomics: Consumption; Saving; Wealth
J26 - Retirement; Retirement Policies

Formats and related files

The aim of this paper is to add to the understanding of saving decisions by households.


The authors thank Ivan Tuckwell for his help in preparing the data files and participants in seminars at the University of Waikato and the Treasury. In particular, Bob Buckle and John Creedy have made helpful suggestions.


The views expressed in this Working Paper are those of the author(s) and do not necessarily reflect the views of the New Zealand Treasury. The paper is presented not as policy, but with a view to inform and stimulate wider debate.

Last updated: 
Wednesday, 24 October 2007