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This paper was improved thanks to information and comments received from several people in Treasury and in the Ministry of Economic Development. Particular thanks are due to those who reviewed an earlier draft of this paper, and to participants at a Treasury seminar.
The views, opinions, findings, and conclusions or recommendations expressed in this Policy Perspectives Paper are strictly those of the author(s). They do not necessarily reflect the views of the New Zealand Treasury. The Treasury takes no responsibility for any errors or omissions in, or for the correctness of, the information contained in these Policy Perspectives Papers. The paper is presented not as policy, but to inform and stimulate wider debate.