There have been two information releases relating to the Reserve Bank of New Zealand's (RBNZ) restrictions on high loan-to-value ratio (LVR) lending.
The Treasury released documents in October 2013 relating to the restrictions came into force on 1 October 2013.
The Treasury also released documents in June 2015 relating to the RBNZ announcement of proposed amendments to the LVR restrictions made in the May 2015 Financial Stability Report (FSR), which are expected to come into force on 1 October 2015 following consultation with industry.
See the related information releases:
- Refining KiwiSaver First Home Deposit Subsidy and Expanding Welcome Home Loan to Assist First Home Buyers (Ministry of Business, Innovation and Employment) - Release of Cabinet paper.
- Information Releases: Loan-to-value ratio (LVR) restrictions (Reserve Bank of New Zealand)
Documents
Using PDF Files
Documents Released 25 June 2015
Doc. Date | Creator | Title | View/Download |
---|---|---|---|
28 Apr 2015 | The Treasury | Presentation by The Treasury: Macroprudential Policy Released 25 June 2015 |
lvr-3169487.pdf (526 KB)
|
30 Apr 2015 | The Treasury | Treasury Report T2015/894: Treasury View on the RBNZ's Proposed Macroprudential Settings Released 25 June 2015 |
lvr-3174230.pdf (689 KB)
|
4 May 2015 | The Treasury | Briefing for the Minister of Finance by The Treasury: The RBNZ Proposed Macroprudential Policy Package Released 25 June 2015 |
lvr-3176780.pdf (80 KB)
|
4 May 2015 | The Treasury | Briefing for the Minister of Finance by The Treasury: The RBNZ Proposed Macroprudential Policies Released 25 June 2015 |
lvr-3176959.pdf (78 KB)
|
12 May 2015 | The Treasury | Treasury Report T2015/993: RBNZ Financial Stability Report, May 2015 Released 25 June 2015 |
lvr-3183225.pdf (64 KB)
|
25 May 2015 | The Treasury | Aide Memoire T2015/1076 by The Treasury: RBNZ Consultation on Proposed Macroprudential Policy Settings Released 25 June 2015 |
lvr-3190410.pdf (56 KB)
|
[Jun 2015] | The Treasury | Briefing Note by The Treasury: Finance and Expenditure Select Committee - RBNZ Loan to Value Restrictions (LVRs) Released 25 June 2015 |
lvr-3193571.pdf (141 KB)
|
Documents Released 24 October 2013
Doc. Date | Creator | Title | View/Download |
---|---|---|---|
2 Jul 2013 | The Treasury |
Aide Memoire T2013/1740: Briefing on Loan to Value Restrictions |
lvr-2674208.pdf (799 KB)
|
8 Jul 2013 | The Treasury | Aide Memoire T2013/1843: Briefing on Loan to Value Restrictions Released 24 October 2013 |
lvr-2690838.pdf (408 KB)
|
1 Aug 2013 | The Treasury | Aide Memoire T2013/2021: Loan-to-value Restrictions Released 24 October 2013 |
lvr-2703858.pdf (440 KB)
|
Information Withheld
Key to sections of the Official Information Act 1982 under which information has been withheld.
Certain information in these documents has been withheld under one or more of the following sections of the Official Information Act, as applicable:
- 9(2)(a) - to protect the privacy of natural persons, including deceased people.
- 9(2)(i) - to enable the Crown to carry out commercial activities without disadvantage or prejudice.
In some cases information has been withheld because it is out of scope or not relevant to an Official Information Act request.
In preparing this Information Release, the Treasury has considered the public interest considerations in section 9(1) of the Official Information Act.