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Cabinet paper

Cabinet Paper DEV-20-SUB-0039: Mixed-use Buildings Under the Earthquake Commission Act 1993

Issue date: 
Monday, 1 February 2021
Version note: 

Some parts of this release would not be appropriate to release and, if requested, would be withheld under the Official Information Act 1982 (the Act). Where this is the case, the relevant sections of the Act that would apply have been identified. Where information has been withheld, no public interest has been identified that would outweigh the reasons for withholding it.

Please note that the implementation of the decisions outlined in the Cabinet paper ‘Mixed-use buildings under the Earthquake Commission Act 1993’ has been delayed due to Covid-19 priorities. The amendments are now being progressed as part of a broader work programme to modernise the Earthquake Commission Act 1993, which is being undertaken by the Treasury. You can read more about this work on our website:

View point: 
Document Date: 
Tuesday, 10 Mar 2020
Publication category: 
Ministerial Portfolio: 
Earthquake Commission

Accessible HTML version

Only the Proposal section of this Cabinet paper is extracted below in HTML. If you require a full HTML version please contact [email protected] and cite CAB-20-SUB-0039 as a reference.

Cabinet Paper CAB-20-SUB-0039: Mixed-use Buildings under the Earthquake Commission Act


  1. This paper seeks agreement to proposed amendments to the Earthquake Commission Act 1993 (EQC Act) to be introduced in 2020. The amendment will focus on EQC cover of mixed-use buildings, and the EQC Act definition of ‘residential building’, which is a key determinant of the extent of EQC cover provided for a building. The amendments intend to ensure that the EQC Act equitably accounts for homeowners’[1] use of, and interest in, common areas in mixed-use buildings.
  2. [9(2)(f)(iv)] This paper sets out the proposed amendments to be progressed through the Bill, with a focus on the coverage of mixed-use buildings under the EQC Act, and the Act’s definition of ‘residential building’.
  3. I previously noted my intention to progress this work as part of reporting on the Treasury’s analysis on property insurance markets (DEV-19-Min-0332 and CAB-19- MIN-0675 refer).


  1. [1] This paper uses the term ‘homeowners’ to refer to owners of residential dwellings in a mixed-use building.

[Extract ends]

Last updated: 
Monday, 1 February 2021