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References

Banks, J., Blundell, R., and Smith, J. P. (2002). Wealth portfolios in the UK and the US. Discussion Paper 02-03, University College London, London.

Davey, J. (2005). The prospects and potential for home equity release in New Zealand. http://www.retirement.org.nz/files/ER%20Report%20Final%20March%202005.pdf. Office of Retirement Commissioner, Wellington.

Gibson, J. and Scobie, G. (2001). A cohort analysis of household income, consumption and saving. New Zealand Economic Papers, 35(2):196–217.

Hurst, E. and Stafford, F. (2004). Home is where the equity is: Mortgage refinancing and household consumption. Journal of Money, Credit & Banking, 36(6):985–1014.

Le, T., Scobie, G., and Gibson, J. (2007). Are kiwis saving enough for retirement? Preliminary evidence from SOFIE. Working Paper (forthcoming), New Zealand Treasury, Wellington.

Moore, J. F. and Mitchell, O. S. (1997). Projected retirement wealth and savings adequacy in the health and retirement study. Working Paper 6240, National Bureau of Economic Research.

Scobie, G. M., Gibson, J. K., and Le, T. V. T. (2005). Household Wealth in New Zealand. Institute of Policy Studies, Wellington.

Statistics Canada (2004). Microsimulation models. http://www.statcan.ca/english/spsd/.

Statistics New Zealand (2006). Information about the Survey of Family, Income and Employment (SOFIE). http://www2.stats.govt.nz/domino/external/omni/omni.nsf/outputs/Survey+of+Family,+Income+and+Employment+(SoFIE).

The Treasury (2006). New Zealand’s long-term fiscal position.

Van Zijll de Jong, M. and Scobie, G. M. (2006). Housing: An analysis of ownership and investment based on the Household Savings Survey. Working Paper 06/07, New Zealand Treasury, Wellington.

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