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References

Attanasio, Orazio P and Agar Brugiavini (2003) "Social security and household saving". Quarterly Journal of Economics 118(3): 1075-1119.

Avery, Robert B., Gregory E Elliehausen and Thomas A Gustafson (1986) “Pensions and Social Security in household portfolios: Evidence from the 1983 Survey of Consumer Finances” in F Adams and S Wachter (eds) Savings and Capital Formation. (Lexington Books).

Bernheim, Douglas B and Daniel M Garrett (2003) “The effects of financial education in the workplace: evidence from a survey of households.” Journal of Public Economics 87(7-8):1487-1519.

Blinder, Alan S, Roger Gordon and David A Wise (1981) “An empirical study of the effects of pensions on the saving and labour supply decisions of older men”. Princeton, NJ: Mathtech Inc.

Cagan, Phillip (1965) “The effect of pension plans on aggregate saving: evidence from a sample survey”. Cambridge, MA, National Bureau of Economic Research, Occasional Paper No 95.

Choi, James J, David Laibson and Brigitte C Madrian (2004) "Plan design and 401(k) savings outcomes." National Tax Journal (forthcoming).

Diamond, Peter A and Jerry A Hausman (1984) “Individual retirement and savings behaviour”. Journal of Public Economics 23:81-114.

Drew, Michael E and Stanford, Jon D (2003) “A review Of Australia's compulsory superannuation scheme after a decade.” Discussion Paper No 322, School of Economics, University of Queensland.

Gibson, John K and Grant M Scobie (2003) “Retirement wealth of New Zealand households: an initial analysis based on the household savings survey.” Paper presented at a symposium on Retirement and Wealth, Office of the Retirement Commissioner, Wellington, New Zealand.

Hubbard, R Glenn (1985) “Personal taxation, pension wealth and portfolio composition”. Review of Economics and Statistics 67(1):53-60.

Munnell, Alicia H (1976) “Private pensions and saving: New evidence”. Journal of Political Economy 84(5):1013-1032.

Periodic Review Group (2003) Retirement Income Report. Wellington. <http://www.treasury.govt.nz/prg/.>

Odean, Terrance and Brad Barber (2001) “Boys will be Boys: Gender, Overconfidence, and Common Stock Investment”. Quarterly Journal of Economics 116(1):261-292.

OECD (1994)Taxation and household saving. (Paris: Organisation for Economic Co-Operation and Development).

Scobie, Grant M and Trinh Le (2004) “Saving for Retirement: New Evidence for New Zealand”. Paper presented to the 5th SuperFunds Summit, Wellington, 6-7 April.

Statistics New Zealand (2002) The Net Worth of New Zealanders: a Report on their Assets and Debts. Statistics New Zealand, Wellington, New Zealand.

Sunstein, Cass R and Richard H Thaler (2003) “Libertarian paternalism is not an oxymoron”. University of Chicago Law Review (forthcoming) <http://papers.ssrn.com/sol3/papers.cfm?abstract_id=405940.>

Thaler, Richard H and Shlomo Benartzi (2001) "Save more tomorrow: Using behavioral economics to increase employee saving." Chicago, University of Chicago, Working paper. <http://gsbwww.uchicago.edu/fac/richard.thaler/research/SMarT14.pdf>

Venti, Steven F and David A Wise (1996) "The wealth of cohorts: retirement saving and the changing assets of older Americans." Cambridge, MA, National Bureau of Economic Research, Working Paper 5609, June.


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