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Saving in New Zealand - Issues and Options


Aghion, P., Bacchetta, P., Ranciere, R. & Rogoff, K. (2006). Exchange rate volatility and productivity growth: The role of financial development, NBER Working Paper 12117.

Archibald, J. & Hunter, L. (2001). What is the neutral real interest rate, and how can we use it? Reserve Bank New Zealand Bulletin Vol. 64 No. 3.

Attanasio, O., Banks, J. & Wakefield, M. (2004). Effectiveness of tax incentives to boost (retirement) saving: Theoretical motivation and empirical evidence, Institute for Fiscal Studies WP04/33.

Attanasio, O., Banks, J. & Wakefield, M. (2007) Encouraging Savings through Tax-Preferred Accounts, OECD Tax Policy Studies No. 15.

Basdevant, O., Björksten, N. & Karagedikli, Ö. (2004). Estimating a time varying neutral real interest rate for New Zealand, Discussion Paper DP2004/01, Reserve Bank of New Zealand.

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Björksten, N. & Karagedikli, Ö. (2003). Neutral real interest rates revisited, Reserve Bank New Zealand Bulletin Vol. 66 No. 3.

Bollard, A., Hodgetts, B., Briggs, P. & Smith, M. (2006). Household savings and wealth in New Zealand, background paper prepared for Alan Bollard's presentation to INFINZ, Wellington.

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Cameron, L., Chapple, B., Davis, N., Kousis, A. & Lewis, G. (2007). New Zealand financial markets, saving and investment, New Zealand Treasury Policy Perspectives Paper 07/01.

Capital Market Development Taskforce (2009). Capital Markets Matter: Report of the Capital Market Development Taskforce. Retrieved from

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Colmar Brunton (2010). KiwiSaver evaluation: Survey of individuals, published by Inland Revenue. Retrieved from

Connolly, E. (2007). The effect of the Australian superannuation guarantee on household saving behaviour, RBA Discussion Paper No 2007-08.

Connolly, E. & Kohler, M. (2004). The impact of superannuation on household saving, RBA Discussion Paper No 2004-01.

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Gallagher, P. (1997). Assessing the national saving effects of the Government's superannuation policies - Some examples of the new RIMGROUP national saving methodology, The Fifth Colloquium of Superannuation Researchers, University of Melbourne, Conference Paper 97/3.

Gibson, J., Le, T. & Scobie, G. (2004). Saving for retirement: New evidence for New Zealand, Treasury Working Paper, WP 04/12. Retrieved from

Hall, J. & Scobie, G. (2005). Capital shallowness: A problem for New Zealand, New Zealand Treasury Working Paper 05/05.

Hawke, R. (2005). Retirement income provision in New Zealand: A way forward, Institute of Policy Studies, School of Government, Victoria University, Wellington.

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OECD(2007). OECD Tax Policy Studies No. 15: Encouraging Savings through Tax-Preferred Accounts.

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Reserve Bank of New Zealand (2007). Why are New Zealand interest rates so persistently high by international standards? Reserve Bank of New Zealand: Select Committee Submission.

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Wicksell, K. (1907). The Influence of the Rate of Interest on Prices, Economic Journal XVII, pp. 213-220 read before the Economic Section of the British Association.

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